A ton. Ignition’s full of the accounts and loans specially mixed to help you start up your financial life. It’s everything you need to:
Use Your Money
Checking Accounts
Save Your Money
Savings and Certificate Accounts
Borrow Money
Auto Loans and Share Secured Personal Loans
Use Your Money
Checking AccountsThe best way to start up your financial life is with a checking account. Whether you have a job or an allowance, an Ignition Checking Account is the key to using your money.
Absolutely Free Checking
Keep your money safe, and easy to get to—tap into your account from
your cell or laptop anytime, 24/7. With no monthly cost, or any fees for
each check you write, Ignition Checking is loaded. You get:
- No minimum account balance requirement
- No monthly service charge or per check fee
- Free Visa® Check Card—a convenient debit card
- Free Cal Coast Online banking
- Free CoastLine telephone banking
- Access to over 840 fee-free local CO-OP ATMs and 25,000 nationwide, including 7-Eleven® stores
- Direct Deposit—your paycheck goes straight into your account
$25 savings balance required. Most San Diego and Riverside County residents can join and there is no fee to join. Parent or guardian consent required before opening accounts or card services for age 16 and under.
Save Your Money
Savings and Certificate AccountsYou can never start saving too early—whether it’s for next year or next weekend. Ignition has lots of savings options for you to choose from.
Savings Account
Put a few bucks away
It only takes $25 to get going with an Ignition savings account and become
a California Coast Credit Union member. This account makes saving
easy with:
- No monthly service charges
- No fee to cash checks
- 24/7 access through CoastLine, Cal Coast Online banking, or over 840 fee-free local CO-OP Network ATMs
Some fees may apply to members 18 years and older.
Certificate Account
Lock up your dough, earn more interest
Start with at least $100 and put away some bucks each month. With a $25
minimum automatic monthly deposit, you can earn awesome rates—just
as high as if you have a $1,000 balance—on flexible terms up to
18 months.
Add to balance at any time without extending the
term. $3,000 maximum certificate amount. Dividends may be withdrawn at
any time without penalty or added to principal. Penalty for early withdrawal.
Coverdell Education Savings
Save up for school
Get a head start saving for college with an Ignition Education IRA. You
or your parents can drop in up to $2,000 each year until you’re
18, and you’ll be on your way. Get your money out—including
the dividends we pay you—tax-free if you use it for elementary,
high school or college.
Account funded by non-deductible after-tax dollars.
All savings accounts are federally insured up to $100,000 by the National Credit Union Administration (NCUA), an agency of the federal government.
Borrow Money
Auto and Share Secured Personal LoansSometimes you need a little extra cash to get important things done—like buy a car. An awesome rate on an Ignition loan hands you the keys.
Auto Loan
When you hit 16, Ignition makes getting a car easy. Count on our “Best Rate Guarantee”—great rates on new and used cars—and even get pre-approved so you’re ready to roll. We’ll set up automatic payments from your Ignition Checking or Savings account, so you’ll never worry about missing a monthly payment.
Minor applicant with employment may apply individually with parent consent form. Minor applicant without employment requires parent co-borrower. Standard underwriting and new and used vehicle loan rates and terms apply. For full-time high school students, no financial credit history required with minimum 30% down payment for maximum of $10,000 Ignition Vehicle Loan amount. Debt Cancellation Protection, Guaranteed Auto Protection Reimbursement Program and Mechanical Breakdown Protection available. Best Rate Guarantee applies to new and used auto loans from other institutions for which you qualify, except for dealer or auto manufacturer subsidized rates.
FREE Sirius Satellite Radio or $200 Shell Gas Card
If you get an Ignition vehicle loan and buy your new car through our discount
auto buying service, New Cars Inc., you’ll get your choice of a
an Sirius Satellite Radio® voucher or a $200 Shell® gas card!
Share Secured Personal Loan
Life isn’t cheap. So when it’s time for prom, a school trip,
new cell phone or iPod, you or your parents can turn your savings into
a low-interest loan. Build your credit history by using your loan and
repaying it over a specific period of time—and when you do,
your savings continue to earn great dividends.
Subject to credit approval.
