Everything you need to shift your financial life into gear. With the accounts and loans in Accelerate, you can start getting the most out of your money.
Using your money all starts with a great checking account. Whether you have a job, a rich uncle or a knack for picking Lotto numbers, think of your checking account as the starting line.
Checking
Accelerate keeps your money secure and easy to get to—access your accounts anytime from your cell or laptop, 24/7. With no monthly cost, or any fees for each check you write, Accelerate checking is loaded.
$25 savings balance required. Most San Diego and Riverside County residents can join and there is no fee to join.
If you’re saving for your next date, road trip or first home, start now. Put it away—Accelerate has plenty of savings accounts to help.
Savings Account
Tomorrow’s coming—put away a few bucks
It only takes $25 to open an Accelerate savings account and become
a California Coast Credit Union member/owner. This account makes saving
easy with:
Certificate Account
Lock up your dough, earn more interest
Start with at least $100, put away some bucks each month, and watch your money pile up. With a $25 minimum automatic monthly deposit, you can earn awesome rates—just as high as if you have a $1,000 balance—on flexible terms up to 18 months.
Add to balance at any time without extending the term. $3,000 maximum certificate amount. Dividends may be withdrawn at any time without penalty or added to principal. Penalty for early withdrawals.
IRA Savings Account
Start planning for retirement
With an Accelerate IRA (Individual Retirement Account), get a head start building the nest egg you’ll need to retire. Open your account with just $25, and add to your balance anytime. We’ll pay you solid dividends on your savings to grow your balance.
Coverdell Education Savings
School’s expensive—start saving for your own kids
If you have little ones, get a head start saving for their college with an
Accelerate Education ESA. Drop in up to $2,000 per year until they’re
18, and you’ll be on your way to a healthy college fund. Your kids can
access this money—including the dividends earned—tax-free if they
use it for high school, college or beyond.
Account funded by non-deductible after-tax dollars. Consult a tax advisor.
All California Coast savings accounts are federally insured up to $100,000, and IRAs up to $250,000, by the National Credit Union Administration (NCUA), an agency of the federal government.
Investment Services
Sometimes financial success means going beyond deposits and loans. Take advantage
of full access to life insurance, annuities, mutual funds, stocks, bonds and
other security products through our partner, MEMBERS
Financial Services.
When you need a little extra cash to do important things, Accelerate is your answer.
Vehicle Loan
Accelerate makes getting a car easy. Count on our “Best Rate Guarantee”—if we can’t meet or beat your current rate, we’ll give you $75. Enjoy great rates on new and used cars, and even get pre-approved so you’re ready to go. We’ll set up automatic payments from your Accelerate Checking or Savings account, and you’ll never worry about missing a payment.
Standard underwriting and new and used vehicle loan rates and
terms apply. For college students enrolled in a minimum nine units, no financial credit history required with minimum 30% down payment for maximum of $10,000 Accelerate Vehicle
Loan limit. Debt Cancellation Protection, Guaranteed Auto Protection
Reimbursement Program and Mechanical Breakdown Protection available. Best
Rate Guarantee applies to new and used auto loans from other institutions
for which you qualify, except for
dealer or auto manufacturer subsidized rates.
FREE Sirius Satellite Radio or $200 Shell Gas Card
If you get an Accelerate vehicle loan and buy your new vehicle through our
auto buying service, New Cars Inc., you’ll get your choice of an Sirius Satellite Radio®
voucher or a $200 Shell® gas card!
Platinum Student Visa Card
If you’re a college student (enrolled in 9 or more units), get your hands on a great no-annual-fee Accelerate Platinum Student Visa card. With up to a $2,000 credit limit and a sweet fixed rate, it’s a great way to start building a rock-solid credit history.
Up to $1,000,000 Travel Accident Insurance. 25-day grace period from time of purchase (no finance charges if paid in full by due date). Automatic payments from Accelerate Checking or Savings account required. Periodic account review required.
Platinum Visa Card
Enjoy the worldwide convenience of an Accelerate Platinum Visa. Get a low 1.99% APR introductory rate for the first 6 months, and a great fixed rate afterwards. You’ll get all these benefits of Platinum Visa:
Platinum Choice Rewards Visa Card
Carry the Platinum Choice Rewards Visa, and we’ll thank you
every time you make a purchase. With no annual fee, low fixed rates starting
at 9.99% APR and a credit limit up to $50,000, life is good, plus you’ll
earn:
Student Loan
School can leave you gasping for a little cash. Through our national student loan provider College Loan Corporation, we can help you get what you need. Plus, with your loan approval, we’ll automatically qualify you for a Platinum Visa Card.
Computer Loan
Get the machine you need. Accelerate offers up to 100% financing for loans of $500-$8,000. With flexible terms up to 48 months, and low credit union rates, it’s a bargain. Plus, with your loan approval, we’ll automatically qualify you for a Platinum Visa Card.
No collateral needed. Proof of purchase required after funding.
Share Secured Personal Loan
Life isn’t cheap. So when it’s time for a new couch or even a vacation, turn your savings into a low-interest loan. Build your credit history by using your loan and repaying it within a specific timeframe—and when you do, your savings continue to earn great dividends.
First Time Home Buyer Loan
Buying your first home means you’re on your way to financial success. With Accelerate, you get access to a variety of first-time homebuyer loans. And with your loan approval, we’ll automatically qualify you for a Platinum Visa Card.
Home Equity Lines of Credit
Already own a home? Tap into as much as 100% of your equity with an Accelerate Home Equity Line of Credit. With great low rates and easy terms, it’s the smart way to pick up speed in your financial life. You’ll enjoy:
All loans subject to credit approval. Rates and terms subject to change an based on credit worthiness.